Recent Posts

Encourage Employees to Save Their Healthcare Dollars

Posted by Douglas Grant on Apr 16, 2018 5:52:05 PM

Recently Food and Drug Administration Commissioner Scott Gottlieb gave a speech blowing the whistle on rigged payment schemes in the pharmaceutical industry.

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Topics: Benefits

Tax Reform Changes Family Contribution Limit for HSAs

Posted by Mary Ann White on Mar 6, 2018 5:33:11 PM

On Monday, March 5, 2018, the IRS announced that the maximum family contribution limit to a Health Savings Account (HSA) has been reduced from $6,900 to $6,850 for 2018.  

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Topics: Legislative Alerts, Benefits

When Is the Best Time to Review Your Employee Benefit Plans? 

Posted by Brad Snitzer on Jan 19, 2018 7:00:00 AM

Do you review your employee benefits plan during each renewal?

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Topics: Benefits

Webinar: FMLA, LOA, & ADA: How Leaves of Absence Overlap

Posted by Bethany Holliday on Dec 28, 2017 4:25:33 PM

Experiencing personal health problems ranks near the top of the list of life's stressors. During difficult times, the Family Medical Leave Act often creates confusion and questions for employers and employees. 

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Topics: Webinar, HR, Benefits

Employee Benefit Plan Limits Increasing for 2018

Posted by Cornerstone on Nov 1, 2017 1:56:42 PM

The Internal Revenue Service has increased the annual dollar limits for various welfare and retirement plan limits for 2018, including HDHPs, HSAs, FSAs, and 401(k) plans.

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Topics: Benefits

Employee Benefits…"Can We Talk?"

Posted by Mark Forhan on Nov 30, 2015 2:18:26 PM

The late comedy legend Joan Rivers used the catchphrase “Can we talk?” in discussing various topics. She explained her use of the phrase, saying "I always try to be very honest. My humor is truly stripping everything. Bam!” she explained. She went on to describe her approach: “Let’s stop the nonsense”.

One area of Corporate America that could use a similar approach is the area of employee benefits. Insurance companies and consultants would like to talk trends, utilization, probabilities, and the like. But what is missing from the conversation is the person. Not “employees", but the individual person. How the person thinks, what he fears, how and what she will choose and why.

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Topics: Benefits

Have You Considered a Self-Funded Approach?

Posted by Guy Link on Oct 5, 2015 12:05:17 PM

Self-funding has been used as a tool to maintain the cost of health benefits for many years. 

Historically, this approach has been utilized by groups of 100 or more employees.

However, due to the Affordable Care Act (ACA), a new market is being created for smaller groups allowing them to take advantage of self-funding plans to save money and gain control over costs.

Level self-funding is a funding approach that falls between fully insured and self-funding. It allows small groups to take advantage of the self-funded approach without the risk.

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Topics: Benefits

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